Thursday, May 28, 2015

New Adventures!

In my last post, I talked about being very close to paying off our store credit card. Well - mission accomplished! We actually paid it off the day after I wrote that post. This means that we can now shift the focus of our financial goals toward saving instead of debt payoff.  We do still have some consumer debt (vehicles, student loans, and mortgage) - but we don't have much in savings at this point and we're going to take some time and make that the priority.

While it's not on my list of goals to accomplish, I do have another big change on the horizon. I've resigned from my current job and will be starting a new job on June 15th. I'll still be working in the same industry (higher education) but will be at a different institution and a slight change in position. It's closer to home, an increase in pay, and will allow me to diversify myself professionally. I've worked at this same institution for 5 years, so it will be difficult to leave, but I'm also looking forward to the change.

I'm trying to choose a random item on my list to focus on next. Perhaps a 30-day photo challenge for the month of June? Or to take a week off from social media? Trying 5 new local coffee shops? Tackle an organization project?

There are plenty of options. I just need to pick one and make it the focus.

Thursday, May 14, 2015

Guess who's back? Back again.

And yet again, here I am after a long absence. While I haven't been blogging, I've still been working hard to accomplish my goals!

In the last 10 weeks, I've lost 14.8 lbs. Now, I know that doesn't seem like much, but because I've been wanting to lose weight and improve my health for quite some time now, this is a big accomplishment for me. I started the Weight Watchers program at work - and I'm really enjoying the plan. While there are moments that are difficult to stay on the plan, those are few and far between. Since the program is at work, I have the support of my coworkers, and that has made all the difference as well.

My hope is that in just a few weeks, I can write a blog post about having lost 20 lbs! It might take several more weeks, but as long as I'm making consistent progress every week, I'm happy and proud of my accomplishments.

And what else have we (husband and I) been working toward? I'm proud to say that we've paid off our credit card! It look several months of being quite frugal with our expenses, but we made it happen. We still have one more credit card (a store credit card) with a balance, but this will be paid off at the end of this month! We just started aggressively pursuing this goal in January - so if you ask me, paying off two credit cards in 5 months isn't too shabby!

From there - we need to decide which financial goal is our priority. One of our cars is scheduled to be paid off in April 2016 - so we could choose to work toward paying this off even earlier. Or, we could focus on building up our savings since our car will be paid off in a short time anyway. Either way - we are making excellent progress toward our financial goals and we are proud of those accomplishments.

It's also time for us to sit down and revamp our budget. We have now owned our home for one year, so we really have a better idea of the monthly expenses Now that we've gone through all four seasons in our home, we can develop a pretty consistent and accurate budget!

Anyway, that's all for now. It's time to get to work (at my job and with accomplishing my goals!).